Car insurance, also known as vehicle insurance and auto insurance, is one of the most well used categories of insurance in the world. car insurance (Autoversicherung berechnen) is designed to provide protection for vehicles and the people driving them, in the case of accidents, theft, liability, or other types of loss. Car insurance has a number of potential uses, with a variety of different insurance products in a range of categories. The major car insurance categories are directly related to the coverage levels that are being provided, with different contracts available to deal with different types and levels of coverage. Items that can be insured in a car insurance contract include the insured party, the insured vehicle, third party personal, third party property, fire and theft, liability, and no fault auto insurance.

Because everyone has different needs and expectations from a car insurance contract, a range of different products have been developed. While most of these insurance products are taken out voluntarily, there is a legal obligation to insure vehicles in most jurisdictions around the world. Along with the categorisation of car insurance products according to coverage levels, they can also be categorised according to legal obligations. In most parts of the world, it is necessary to take out third party coverage in order to be allowed to drive vehicles on public roads. Basic third party personal and third party property coverage is needed as a way to protect other people on the road, in the case of accidents that are not their fault.

Car insurance products are available in a range of different categories, and come with a range of premium prices, excess levels, and levels of service. The most basic way to break down vehicle insurance categories in in terms of third party coverage and comprehensive coverage. Third party coverage applies to other people on the road, and is a legal requirement in most jurisdictions around the world. Comprehensive coverage applies to yourself and your own vehicle, in the case of medical bills and accidental damage. In some places, comprehensive car insurance policies are further categorised into collision and comprehensive contracts, the former of which do not cover fire, theft, and certain kinds of liability protection.